Archive for October, 2013

0
Political Interference in Scientific Work – Canada

Political Interference in Scientific Work – Canada

Muzzling of federal scientists widespread, survey suggests 4,000 responded to survey commissioned by PIPSC to gauge political interference in science Hundreds of federal scientists said in a survey that they had been asked to exclude or alter technical information in government documents for non-scientific reasons, and thousands said they had been prevented from responding to the media or […]

0
Government Corruption Perceptions – worldwide rankings

Government Corruption Perceptions – worldwide rankings

Government Corruption Viewed as Pervasive Worldwide Majorities in 108 out of 129 countries see widespread problem People in countries worldwide perceive government corruption as a widespread problem. This includes countries with a free press — an indicator of good governance and development — and those where media freedom is limited. Among countries with a free […]

0
Wikipedia Running out of Resources?

Wikipedia Running out of Resources?

The Decline of Wikipedia The sixth most widely used website in the world is not run anything like the others in the top 10. It is not operated by a sophisticated corporation but by a leaderless collection of volunteers who generally work under pseudonyms and habitually bicker with each other. It rarely tries new things […]

0
Chase Bank DOJ Settlement – Political Retribution?

Chase Bank DOJ Settlement – Political Retribution?

JPMorgan Gets the Obama Treatment JPMorgan Chase & Co. has reached a tentative agreement with the U.S. Department of Justice (DOJ) to pay a staggering $13 billion fine related to its involvement in questionable mortgage-backed bond sales that contributed to the financial crisis of 2007-2008. Although the settlement represents the largest payout ever by a […]

0
QM Rule compliance may Restrict Lending

QM Rule compliance may Restrict Lending

Banks, Mortgage Software Vendors Scramble to Adapt to QM Rule Upcoming regulations designed to improve mortgage underwriting practices are pressuring technology companies to update origination systems and some banks to invest in new mortgage technology services. “Some vendors are more proactive than others regarding new regulations, and the ones that aren’t are losing customers,” says […]

0
YTD lawsuits - TCPA, FDCPA and FCRA

YTD lawsuits – TCPA, FDCPA and FCRA

TCPA Lawsuits Really Are Growing Compared to FDCPA Claims Lawsuits filed by consumers in U.S district court claiming violations of the Fair Debt Collection Practices Act (FDCPA) declined in September on both a monthly and yearly comparison basis. But debt collectors have found themselves increasingly in the crosshairs of suits claiming TCPA violations. According to […]

0
What is Algorithmic Regulation?

What is Algorithmic Regulation?

The Real Privacy Problem As Web companies and government agencies analyze ever more information about our lives, it’s tempting to respond by passing new privacy laws or creating mechanisms that pay us for our data. Instead, we need a civic solution, because democracy is at risk. In 1967, The Public Interest, then a leading venue […]

0
Audit of the IRS regarding the ACA (ObamaCare)

Audit of the IRS regarding the ACA (ObamaCare)

TREASURY INSPECTOR GENERAL FOR TAX ADMINISTRATION     Affordable Care Act:  Tracking of Health Insurance Reform Implementation Fund Costs Could Be Improved      September 18, 2013   Reference Number:  2013-13-115    This report has cleared the Treasury Inspector General for Tax Administration disclosure review process and information determined to be restricted from public release […]

0
NSA leak – Newspaper editors opinions from around the globe

NSA leak – Newspaper editors opinions from around the globe

Editors on the NSA files: ‘What the Guardian is doing is important for democracy’ In a democracy, the press plays a vital role in informing the public and holding those in power accountable. The NSA has vast intelligence-gathering powers and capabilities and its role in society is an important subject for responsible newsgathering organisations such […]

0
Government Default – Who is scaring the marketplace?

Government Default – Who is scaring the marketplace?

Factcheck: Dueling debt ceiling definitions from Obama, Rand Paul President Obama says failing to raise the debt limit on Oct. 17 will “force the United States to default on its obligations.” Sen. Rand Paul contends “there’s no reason for us to default,” because the government collects enough revenue to meet its interest payments on the […]

0
USA Freedom Act – broken oversight; reforms needed

USA Freedom Act – broken oversight; reforms needed

Patriot Act author: ‘There has been a failure of oversight.’ Rep. Jim Sensenbrenner (R-Wis.) authored the original Patriot Act after the September 11, 2001, terrorist attacks, and previously served as chair of the House Judiciary Committee. Recently, he has become a vocal critic of how that legislation has been used to justify broad National Security […]

0
Free online – You’re the Product, not a Customer

Free online – You’re the Product, not a Customer

Limits for online data collection It has become a maxim in the digital world: If you’re getting something for free online, you’re not the customer — you’re the product. The point is that those providing whatever service you are using probably are collecting marketing information about you that they’re likely selling. It’s a transaction that […]

0
What is the impact of poor Contact Center customer service?

What is the impact of poor Contact Center customer service?

Poor Customer Experience Will Drive 74% of Consumers to Change Supplier Delivering a poor customer experience can have a significant impact on a brand or organisation, according to new research* from Mitel® (Nasdaq:MITL) (TSX:MNW), which reveals the important role of contact centres in driving customer loyalty and retention. Almost three quarters (74%) of UK adults […]

0
Tighter Bank Credit "Muddle Through" impact on Retail Sales

Tighter Bank Credit “Muddle Through” impact on Retail Sales

Fewer banks willing to lend curbs U.S. sales The share of banks more willing to lend to consumers has been declining, a trend that threatens retail-sales growth. The net percentage of financial institutions reporting increased willingness to make installment loans, which include credit cards, has averaged 15.4 percent in three surveys of senior loan officers […]

0
Marcy Wheeler - Emptywheel blogger - Looks for Clues - How Do businesses use language?

Marcy Wheeler – Emptywheel blogger – Looks for Clues – How Do businesses use language?

The Woman Who Knows The NSA’s Secrets Long before Edward Snowden leaked documents showing that the government was collecting every American’s phone records, Marcy Wheeler knew something fishy was going on. She was one of just a handful of people who in 2009 suspected that the government was using the USA Patriot Act to collect […]

0
Interesting Billionaire goes Bust story

Interesting Billionaire goes Bust story

How Brazil’s Richest Man Lost $34.5 Billion Eike Batista stands at the center of a specially built air-conditioned stage on his 22,000-acre-plus Açu port project, a massive oil and iron-ore shipping complex about 200 miles north of Rio de Janeiro. He’s beaming, flashing victory signs. He has on an orange-and-gray racing jacket of the type he […]

0
Canada Household Income Questioned

Canada Household Income Questioned

Canadian income data ‘is garbage’ without census, experts say Canada’s National Household Survey on incomes produced flawed data with harmful implications for public policy, according to a range of researchers and statistics experts who have sifted through the numbers. Consultants, urban planners and health policy experts say the data quality is worse than they’d expected, […]

0
How Consumers Form Attitudes

How Consumers Form Attitudes

It’s Not All about the Science   When consumers have formed attitudes toward an issue, they generally look for information that agrees with their beliefs. This is especially true with their perception of biotechnology-enhanced foods. Those beliefs remained stable even in the presence of persuasive arguments. Giving factual or scientific statements to consumers isn’t enough […]

0
State Laws - Do Not Call (DNC)

State Laws – Do Not Call (DNC)

  Since the launch of the federal Do Not Call List in 2003 (http://www.ftc.gov/donotcall), some states have discontinued individual do-not-call programs, merging their information with the federal list. Other states continue to maintain separate do-not-call lists, whose registrants may or may not be shared with the federal list. The links below provide information about do-not-call […]